For many victims of car accidents, the physical stress of recovering from an injury gets compounded by the income the victim loses while healing and rehabilitating. In many instances, lost wages are among the most difficult claims to pursue, and face significant pushback from an insurer reviewing an injury claim.
If you recently suffered an injury and lost wages because of a car accident, it is very important that you fully understand how to calculate your lost wages and demonstrate those losses to an insurer or other liable party. if you do not clearly explain your lost wages in detail, with proper documentation, it is far too easy for the party reviewing your claim to object to paying it. The other party may successfully claim that you are, in fact, the one taking advantage of the situation.
It is wise to start with medical documentation of the injury and doctor’s notes indicating that you need to take time off of work to recover. In most cases, the doctor recommends a certain amount of time for the recovery, which can help you calculate your future lost income as well.
Of course, it is important to provide official financial documentation, such as paystubs you received prior to the injury. If you do not have these, you can use your previous year’s tax returns or W-2 forms.
It is also wise to secure a letter from your employer acknowledging the injury and outlining the number of days you missed and the pay that you did not receive.
If you need assistance building a claim after a car accident, an experienced personal injury attorney can help guide you through the process, protecting your rights and making sure that you do not miss out on important benefits that you deserve.
Source: George O Haskell IV Law Office, “Car Accidents,” accessed Feb. 09, 2018